Friday, February 25, 2011

Pet Insurance With different Policies

pet insurance
Pet insurance is taken for pets to cut down on the veterinary costs, especially in case of an accident or when the pet is ill. Other than this, insurance is also available to pay in case the animal is stolen, lost or dead. Insurance is a must, especially in a situation where the condition is serious and the money is less. Such unexpected conditions are known as economic euthanasia. Veterinary expenditure is extremely huge and the bill is really big which might not be easy to pay.

Since pets are being adopted on a large scale and the cost of veterinary medicine are increasing day by day. There are insurances with different policies and schemes. Some of them pay the complete amount, while the others pay a partial amount.

Some pet insurance companies have policies wherein the vet is paid directly, if it is according to the vet agreement. Such types of pet insurance are known as Direct Line Pet Insurance. Most of the pet insurances do not pay for preventative veterinary care and elective veterinary care, for example vaccination, neutering and declawing. They pay for unseen costs and these costs are already known in advance. But now some insurance policies are reimbursing for routine care treatments such as annual teeth cleaning. Insurance cannot be also bought for an already existing medical condition.

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